ISO, Sales Partner, Referral Partner, and PayFac: What’s the Difference in Payments?
If you're stepping into the world of payments, understanding where you fit—whether as an ISO, PayFac, sales partner, or referral partner—is critical to your success. Each role comes with its own mix of compliance obligations, revenue potential, and day-to-day involvement. This guide breaks down the differences so you can choose the right model based on your goals, risk tolerance, and capacity to scale.
Visa, Mastercard, Discover & Amex: What Every Agent Needs to Know
💳 Not all card networks are created equal—and as an ISO or agent, knowing the difference is key.
Visa and Mastercard may dominate on global acceptance, but Discover and Amex bring unique challenges and opportunities when it comes to merchant fees, setup, and brand value.
In this guide, we break down the essentials of each network so you can confidently advise merchants on card acceptance, pricing strategy, and technical requirements.
👉 Perfect for new agents looking to level up in the bankcard space.
📚 Read now: Visa, Mastercard, Discover & Amex—What Every Agent Should Know
Introducing Our New Partner Channel: Built Exclusively for ISOs, Agents & ISVs 🤝
At Neutral Payments, we believe in empowering the people behind the scenes — the sales partners, ISOs, agents, and software vendors who keep the merchant world moving.
We’re excited to officially launch our Partner Channel, a dedicated space for you to learn, grow, and stay sharp in the ever-evolving world of merchant processing.