Why Choose NMI? A Scalable Payment Platform for Merchants, ISVs, and ISOs Alike

If you’re a merchant, Independent Software Vendor (ISV), or Independent Sales Organization (ISO) looking for a flexible, white-label-ready payment platform—NMI is a name to know. With over 3,900 technology partners and more than 277,000 merchants on its platform, NMI has emerged as a leader in embedded payment solutions and omnichannel commerce.

Below, we’ll break down the top reasons to choose NMI and how each stakeholder—merchant, ISV, or ISO—can benefit from its unique capabilities.

What Is NMI?

NMI (Network Merchants, Inc.) is a full-stack payment gateway and embedded payment solution provider. It enables businesses to accept, process, and manage payments across in-person, online, mobile, and unattended environments—all under a single integration.

Recent news: In 2024, NMI launched the next generation of embedded payments solutions, giving software providers and developers unmatched flexibility in customizing payment experiences natively inside their platforms. (BusinessWire article)

Why Merchants Choose NMI

  1. Omnichannel Acceptance

    • Accept payments online, in-store, via mobile, and unattended (kiosks, vending, etc.)

    • Seamlessly unify all transaction data for easier reconciliation and analytics.

  2. Processor Agnostic

    • Connects to 125+ processor options, allowing merchants to maintain control and flexibility over acquiring partners.

  3. Unbranded Experience

    • No visible “NMI” branding—perfect for merchants seeking a custom-branded or white-label checkout flow.

  4. Security and Compliance

    • Includes tokenization, end-to-end encryption, and PCI DSS Level 1 certification.

🧑‍💻 How ISVs Can Leverage NMI

Independent Software Vendors can embed payments directly into their software with NMI’s developer-first approach:

  1. Fully Embeddable SDKs and APIs

    • Build a native checkout flow inside your platform while owning the customer experience end-to-end.

  2. Customizable White-Label Solutions

    • ISVs can resell NMI under their own brand, controlling pricing, merchant relationships, and support.

  3. Next-Gen Embedded Payments

    • In 2024, NMI introduced enhanced developer tools, documentation, and onboarding flows specifically to accelerate time to market for ISVs.

  4. Recurring Billing & Tokenization

    • Ideal for SaaS platforms that offer subscriptions, invoicing, or installment plans.

🤝 Why ISOs and Agents Trust NMI

NMI provides Independent Sales Organizations (ISOs) with the tools they need to compete with PayFacs and aggregators:

  1. White-Label Gateway Access

    • Offer a fully branded payment gateway to merchants without building your own infrastructure.

  2. Residual Ownership

    • ISOs retain full control of the merchant relationship and recurring revenue from processing fees.

  3. Reporting & Portfolio Management

    • Advanced dashboards and analytics tools to manage your merchant base more effectively.

  4. Broad Hardware Compatibility

    • Support for countertop terminals, mobile devices, EMV hardware, and unattended payment devices.

🚀 Why NMI Is Built for Scale

Whether you’re building a custom POS integration, managing hundreds of merchants, or embedding payments in your SaaS platform, NMI enables:

  • ✅ Faster go-to-market via prebuilt SDKs and 3rd-party plug-ins

  • ✅ High merchant approval rates through processor routing flexibility

  • ✅ Security-first design with fraud tools, tokenization, and EMV support

Final Thoughts: NMI Is the Smart Bet for Scalable Payments

If you’re looking for control, customization, and scale, NMI stands apart from traditional gateways and off-the-shelf processors. From ISVs embedding payments into their software to ISOs managing large portfolios and merchants seeking omnichannel commerce—NMI delivers on flexibility without compromising security or brand control.

Ready to explore NMI’s capabilities? Contact us to learn how Neutral Payments can help you integrate or resell NMI's platform today.